To say it's been quite a year seems like a gross understatement. Throughout 2020, hurricanes, wildfires, riots, cyber issues, and the ubiquitous coronavirus challenged insurers. Nothing approached normalcy for any line of insurance. Some of the changes seemed positive like lower auto accident claims, but then they created issues like how much money insurers should return for unfiled claims and led to lawsuits when policyholders thought the refunds were insufficient.
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