(Credit: Shutterstock.com)" width="616" height="372"> Even though these policies are often marketed as providing all-risk coverage, they are typically written in such a way that coverage must be triggered by physical "damage or loss." (Credit: Shutterstock.com)
As we pass eight months since COVID-19 was first declared a pandemic by the World Health Organization on March 11, those in media, entertainment and the arts continue to grapple with the pandemic's impact on their business.
Companies in the broader media and entertainment industry have adjusted as best they can to life during the pandemic, offering everything from virtual concerts to new, quarantine-special shows. Still, many in the industry have suffered dramatic losses and will continue to experience diminished profitability in the coming months. Companies in the media and entertainment industries often carry a variety of insurance policies and may be looking to these to cover some of their recent losses. Organizations in this position are wondering: Which policies offer the best chance of coverage? How can we find economic relief?
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