Construction firms increasingly offer clients both design and building capabilities. The trend has created a number of fresh liability questions for construction insurance underwriters. (Shutterstock) Construction firms increasingly offer clients both design and building capabilities. The trend has created a number of fresh liability questions for construction insurance underwriters. (Shutterstock)

Historically, professional liability insurance policies related to construction have been created for specific individual risks: architects and engineers, contractors, developers, environmental consultants and other miscellaneous related professionals. There were also policies that addressed the exposure for the design, manufacture and installation of products.

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