'Is that covered?': Experts answer insurance policy questions

Insurance policy language often can be vague, contradictory, and difficult to interpret. Confusion about coverage can be further exacerbated in complex situations.

Consider the following: A home sustained damaged by a covered loss that rendered the premise uninhabitable before the COVID-19 pandemic. Because of stay-at-home and social distancing mandates, the home’s repair process is taking longer than expected. Will Additional Living Expense coverage respond to this delay?

What about this scenario? A contractor was hired to do road work for a municipality but accidentally hit a train boxcar, causing significant damage. However, the boxcar was sitting on the tracks, unused at the time of the accident. Is the railroad entitled to payment for a loss of use?

These questions and many others will be addressed in an upcoming webinar hosted by the experts behind FC&S Expert Coverage Interpretation. The event will include discussions about the most interesting or complex questions received by FC&S and how they interpret policies to provide coverage answers in both personal and commercials lines.

Listen to how experts dissect policy language by joining the free webinar, “Is THAT covered? Real-Life Coverage Questions, Answered by the Experts,” on Wednesday, Sept. 16, 2020, at 2 p.m. EST/11 a.m. PST. Register here. 

Related:

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• ‘Personal property’ versus ‘landscaping’ insurance coverage
• Tale of two auto policies: Determining the primary coverage