Root Insurance has pledged to remove credit scores from its pricing model to build a fairer system. (Photo: Root Insurance) Root Insurance has pledged to remove credit scores from its pricing model to build a fairer system. (Photo: Root Insurance)

The use of non-driving factors in calculating auto insurance premiums has stirred a lot of controversy amongst consumers who find the practice to be unjust and industry leaders who argue its necessity.

Now, one insurer is breaking from the status quo — Root Insurance recently announced that it will eliminate credit scores as a factor in its car insurance pricing model by 2025.

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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].

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