What is ordinance or law coverage and the anti-concurrent causation exclusion? (Photo: Shutterstock) What are ordinance or law coverage and the anti-concurrent causation exclusion? (Photo: Shutterstock)

Whether you are a new insurance producer or need an overview of policy terms, the following offers a refresher on essential coverage worth having on your radar.

Anti-concurrent causation exclusion

What is an anti-concurrent causation exclusion? It's one of the complicated items an insurance carrier specifically, in a not so overt way, excludes on a Special Form (all-risk) commercial property policy. We'll start by explaining exclusion and concurrent causation first.

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