Depending on what part of the property is damaged and how will determine whether or not there is coverage for the loss. (Photo: Shutterstock) Insurance coverage for water losses depends on what area of the property is damaged and how. (Photo: Shutterstock)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor's Note: Water can enter a dwelling in a variety of ways. Insurance policies exclude many causes, but some covered losses are specific to where the water came from and how. This week's question relates to interior property damage caused by rainwater.

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