In a country as large and diverse as the United States, each state offers a range of pros and cons across a number of aspects. Whether it's the cost of being a homeowner, the proximity to nature or their state and local tax rates, there is something for everyone. While it might not be the first factor someone might tout when talking about their state, the cost of car insurance is an important quality for many. An analysis by Insure.com found that the average cost of car insurance in 16 states is more than $100 above the national average, which came in at $1,517 this year. What state an insured lives in is a significant factor when determining the cost of car insurance, but insurers also consider gender, age, the vehicle and credit score. State-specific factors like insurance laws, claim and crime rates, and the number of uninsured drivers can influence the premium as well. Whether you live in an expensive state or a cheap state, Insure.com says to shop at least three insurers and "always make sure you're comparing apples to apples when it comes to coverage levels and deductibles." And when buying a new car, it's always wise to shop for insurance as you look for the car so the premium won't tear through your budget. Insure.com commissioned Quadrant Information Services to calculate auto insurance rates from six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm) in 10 ZIP codes per state. It averaged rates in each state for the cheapest-to-insure 2020 model-year versions of America's 20 best-selling vehicles as of Jan. 2020 and ranked each state by that average. A full description of the methodology can be found here. With this in mind, explore our slideshow above to see Insure.com's list of the most expensive states for car insurance in 2020. Related:

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• The 22 least expensive cars to insure in 2020
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