For claims professionals, their jobs would be so much easier if every claim settled for the amount offered or if the policyholder agreed with the final decision on the claim. But the reality is that many claims are contested by policyholders, and adjusters are called on to justify their decisions regarding whether a claim is covered by a policy and what the amount of the loss is. When those claims escalate to litigation, adjusters may be required to participate in depositions, that is, the taking and recording of testimony of a witness under oath before a court reporter in a place away from the courtroom before trial.
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