Depending on what country you live in, COVID-19 is either a major concern still or its threat level is beginning to wane. While some promising developments have been made in the last four months, the most effective measure continues to be frequent handwashing and face coverings. The various implications the virus presents pose many questions for individuals and even more for businesses attempting to navigate the new world order. For companies with locations around the world, whether their business thrives or suffers will largely depend on the resources, strategy and resilience of the country they're based in. FM Global has identified resilient countries on an annual basis, and this year's report factors in the threat of COVID-19. While pandemic risk is not explicitly measured in the 2020 FM Global Resilience Index, the resilience of a country's business environment is a reliable platform for businesses trying to rebound from the impact of the coronavirus. The index's rankings are based on 12 equally weighted measures of resilience in three categories:

• Economic: productivity, political risk, oil intensity, urbanization rate
• Risk quality: exposure to natural hazard, natural hazard risk quality, fire risk quality, inherent cyber risk
• Supply chain: control of corruption, quality of infrastructure, corporate governance, supply chain visibility

FM Global's annual index definitively ranks 130 countries by the resilience of their business environments. The 12 factors supply businesses with an outline of considerations to be aware of as they work to recover from the pandemic. "Especially after a crisis like COVID-19, resilience is critical for people, countries and businesses," Kevin Ingram, executive vice president and chief financial officer of FM Global, said in a statement. "A country's ranking in the 2020 FM Global Resilience Index is a good indication of how its business environment will fare and how quickly organizations there might rebound after taking the economic blow of the coronavirus. These are critical insights for businesses making far-reaching choices as they build facilities, extend supply chains and cultivate new markets." With this in mind, explore the slideshow above to see which 10 countries are not well-positioned to foster post-pandemic business recovery. Related:

• 10 most resilient nations of 2020
• Thriving together in a new (insurance) world order
• Global recession, high unemployment among top risk concerns, report finds