Most people don't need a reason to relax and enjoy some fun in the sun. But in light of the challenging events that have characterized 2020, this summer may see even more fool-hearted revelry than usual, not to mention the general seasonal risks that homeowners and drivers face during the summertime. Hurricane claims increase by 60% between June and August, according to Farmers®. Summer also brings an uptick in flooding and wind claims. "The good news is that by following a few practical suggestions, folks can help prevent many mishaps and enjoy their summer with less stress, whether they're staying home or heading off on vacation," says Jim Taylor, head of claims customer experience for Farmers Insurance. Other unique risks during summer 2020 include an increased chance of cybersecurity problems with so many people online due to social distancing guidelines and an increased chance that teen drivers will become involved in an accident, since fewer of them may be working at shopping malls and amusement parks this summer, thanks to coronavirus closures. According to AAA, 72% of teen drivers aged 16-18 admitted to having recently engaged in at least one of the following risky driving behaviors: |

• Driving 10 mph over the speed limit on a residential street (47%)
• Driving 15 mph over the speed limit on a freeway (40%)
• Texting (35%)
• Red-light running (32%)
• Aggressive driving (31%)
• Drowsy driving (25%)
• Driving without a seatbelt (17%)

The slideshow above highlights tips for keeping loved ones, vehicles and properties safe this summer. Related: |

• What to expect for the '100 Deadliest Days' of summer 2020
• Preparing for hurricane season as we cope with COVID-19
• Cell phone users twice as likely to be involved in a crash, study finds