Insurers should take a holistic approach to determining when and who will return to a physical office space once the COVID-19 risk has diminished. They should incorporate both business and personal factors as they set their plans. (iStock) Insurers should take a holistic approach to determining when and who will return to a physical office space once the COVID-19 risk has diminished. They should incorporate both business and personal factors as they set their plans. (iStock)

Managing risk is what insurers do for a living, so it's not surprising that they are proactively planning for workforce re-entry amid the COVID-19 pandemic.

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