Lawsuits spurred by the COVID-19 pandemic

We’re now moving into the ninth week of lockdown, which began for most states in the middle of March. The first COVID-19 case in the United States was diagnosed on January 20th, with the first death reportedly occurring on February 6th.

Now, in the middle of May, lawsuits are proliferating. The first insurance coverage suit, Cajun Conti, LLC v. Certain Underwriters at Lloyd’s, London, was filed on March 20, in Louisiana, where a restaurant sought coverage under a first-party property policy for future business losses due to government orders in response to the coronavirus pandemic. Several other insurance coverage lawsuits have been filed, the vast majority with business interruption, or the virus exclusion as the main points of controversy.

Insurance Coverage Law Center, an ALM sister site, has been keeping an eye on pandemic lawsuits and has created a chart depicting the insurance coverage complaints that have been filed because of COVID-19. A sample of the chart can be seen below, with the full chart available to Insurance Coverage Law Center subscribers.

For a limited time, Insurance Coverage Law Center is offering PropertyCasualty360 subscribers a free 14-day trial with access to case law analysis, research tools, and insurance coverage guidance across jurisdictions.

Related: 

• These states introduced COVID-19 business interruption coverage bills
• How state insurance departments are responding to COVID-19
• COVID-19 cases hit the courts