Is there a difference between a construction defect claim and a CGL claim? (Photo: Shutterstock)
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Editor's Note: This week's question deals with claims stemming from contracted work, and whether there is a difference between a construction defect claim and a commercial general liability (CGL) claim.
Question: A subcontractor (roofer) alleged that our insured, an electrician, damaged an installed roof by puncturing it with installation screws used to affix heat tape to the roof. As a result, the warranty for the specialty roofing material was voided. The heat tape was installed in May 2019, and the warranty issued was discovered in November 2019. A claim was filed with 'Carrier A' in January 2020.
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