To remain competitive in commercial insurance, independent agents should focus on a niche industry and become the expert in that market. (iStock) To remain competitive in commercial insurance, independent agents should focus on a niche industry and become the expert in that market. (iStock)

How likely are you to travel two or three towns away to go to a supermarket to do your weekly grocery shopping, when there is a fully stocked store right in your neighborhood? Not likely.

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