Homeowners insurance policies are designed to cover the insured and family. (Photo: Shutterstock) Homeowners insurance policies are designed to cover the insured and family. (Photo: Shutterstock)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor's Note: This week's question helps unravel how homeowners insurance policies treat members of a household who are outside the "family." 

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Coverage & Policy Issues
Personal Lines
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