Plaintiff Frank Slupski was an employee of Phoenixville Tire who was injured in an accident while driving a customer's vehicle. He sought both liability and UIM coverage under Phoenixville's policy but was denied the latter because the customer's vehicle was not owned by Phoenixville, according to Judge Joseph Greenaway Jr.'s opinion. (Credit: Sebastian Duda/Shutterstock) Plaintiff Frank Slupski was an employee of Phoenixville Tire who was injured in an accident while driving a customer's vehicle. He sought both liability and UIM coverage under Phoenixville's policy but was denied the latter because the customer's vehicle was not owned by Phoenixville, according to Judge Joseph Greenaway Jr.'s opinion. (Credit: Sebastian Duda/Shutterstock)

A recent decision by the U.S. Court of Appeals for the Third Circuit is likely going to force insurers in Pennsylvania to change how they underwrite commercial auto policies.

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Zack Needles

Zack Needles is Global Managing Editor, Regional Brands at ALM. He is also the Managing Editor of The Legal Intelligencer, Pennsylvania Law Weekly, Delaware Business Court Insider and Delaware Law Weekly. Contact him at 215-557-2373 or [email protected]. On Twitter: @ZackNeedlesTLI.