Before approaching the marketplace, every company should create a detailed underwriting submission to present to the carriers. (Credit: Piyapong Wongkam/Shutterstock) Before approaching the marketplace, every company should create a detailed underwriting submission to present to the carriers. (Credit: Piyapong Wongkam/Shutterstock)

Construction and real estate companies face massive risks and have significant property & casualty (P&C) insurance needs. These risks are growing in severity and frequency, creating a challenging environment for securing adequate insurance coverage at a reasonable rate.

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