Coverage analysis will be crucial for the remainder of the 21st century and underwriting will undoubtedly "stiffen" as damages become more severe. (Photo: Shutterstock)
There are scores of disasters created by increased global warming; most, but not all, are insurable in some manner, and adjusters will remain busy with the investigation, evaluation and resolution of coverage, liability and damages.
Covered risks
The Intergovernmental Panel on Climate Change (IPCC) warns that the disasters scientists previously predicted are already occurring, and "taken as a whole, the range of published evidence indicates that the net damage costs of climate change are likely to be significant and increase over time." Further, such change "is projected to continue over this century and beyond…"
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