(Photo: iStock) Property managers need nimble insurance coverage and training programs that can quickly adapt to changes in the risk landscape without placing significant new burdens on managers and trainers. (Photo: iStock)

Workplaces, schools and communities across America are responding to the threat of active shooters with increased training, education and drills. Like every emergent risk, insurance is now trying to understand how to calculate and manage risk with new products and distribution.

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