Protect all pages on public-facing websites, not just the checkout and sign-up pages:: 71% of business owners acknowledge this is important but only 38% do it, according to U.S. Small Business Administration. (Photo: Simon Dawson/Bloomberg)

In a first-of-its-kind finding, the U.S. District Court for the District of Maryland has ruled that lost data and the compromised operability of a computer system resulting from a cyberattack, both qualify as "direct physical loss" under a businessowners policy.

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