Shown above is NASA fire perimeter data from last year's Woolsey fire in California. This data has built-in buffers set at 1, 2, and 3 miles from the perimeter. Insurers can join portfolios to understand which insureds are inside the perimeter and apply buffers and filters to understand TIV and/or policy exposed limits. Shown above is NASA fire perimeter data from the Woolsey fire in California. This data has built-in buffers set at 1, 2 and 3 miles from the perimeter. Insurers can join portfolios to understand which insureds are inside the perimeter and apply buffers and filters to understand TIV and/or policy exposed limits.

Wildfires, like tornadoes, can leave one property leveled and its neighbor unscathed — jumping houses, neighborhoods and boundaries with seemingly no rhyme or reason.

Consider the devastation of 2018′s Camp Fire, which consumed everything in its path and leveled the town of Paradise. And that's distinct from what happened in Malibu with the Woolsey Fire, which hopped the Pacific Coast highway.

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