Cyber Q&A. Ransomware attacks are increasingly targeting government entities that are perceived by hackers to lag behind commercial enterprises in terms of cybersecurity. (Photo: Shutterstock)

Operating in the world today without the internet is fairly impossible, as its reach extends to virtually all people, homes and businesses. Being connected also brings more unanticipated risks than ever before. Cyber risks like ransomware and email "phishing" are just a click away, and they're not going away anytime soon — meaning cyber claims aren't either.

To understand the cyber claims space in 2019 and beyond, common attacks by cybercriminals and how cyber policies factor into the bigger picture for companies, Claims reached out to experts from QBE North America, Travelers, HORNE Cyber and others to better understand what they are seeing in the market. Their answers were condensed for brevity and clarity.

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Denny Jacob

Denny Jacob is an associate editor for NU PropertyCasualty360. Contact him at [email protected].

Commercial Lines
Investigative & Forensics
Commercial Lines
Cybersecurity