Chris and Nancy Brown embrace while searching through the remains of their home, leveled by the Camp Fire, in Paradise, Calif., on Monday, Nov. 12, 2018. (AP Photo/Noah Berger)

California's insurance commissioner, Ricardo Lara, has issued a mandatory one-year moratorium on insurance companies refusing to renew policies on homes in wildfire disaster areas in Northern and Southern California.

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Victoria Spears

Victoria Prussen Spears is senior vice president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. A graduate of Sarah Lawrence College and Brooklyn Law School, Ms. Spears was an attorney at a leading New York City law firm before joining Meyerowitz Communications. She may be contacted at [email protected].