While the claimant was exercising at the insured's fitness facility, an unknown culprit stole the contents of the claimant's facility locker. (Photo: Shutterstock)

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Question: This claim arose when the claimant, a member of the insured's fitness facility in Las Vegas,  was followed into the facility by an unknown person. The insured employee, who attends the front desk, stepped away from the front desk at the time the claimant and unknown person entered the facility. The unknown person did not have a membership.

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