We know there are steps that drivers can take to decrease the chance of their car or truck being stolen. According to GEICO, car thieves are most attracted to vehicles they can access quick and easily. It follows that the auto insurer suggests the following 12 steps to help drivers prevent a stolen car claim: |
- Keep your vehicle locked at all times, even while driving.
- When parked, never leave your keys in the car. Close all the windows and the sunroof.
- Never leave your car running and unattended.
- Avoid leaving valuables inside your vehicle where passersby can see them.
- Do not leave your vehicle title in the car. Too often a car thief is pulled over and gets away from the police because he or she can produce the auto registration. (If multiple drivers use the vehicle, the best suggestion would be to hide the registration in a secret location in the car that only the owners know.)
- Know where you're going. Avoid known high crime areas even if the alternate route takes longer.
- Install an anti-theft system in your vehicle if it doesn't have one. Thieves are reluctant to steal vehicles if they know the cars can be recovered quickly. Many insurers offer discounts for the types of systems listed below.
- Thieves prefer to work in the dark. Be particularly cautious at night about where you park your car. Park it in a well-lit area if possible.
- Look around. Be aware of your surroundings, especially in garages, parking lots and gas stations.
- Have your car's vehicle identification number (VIN) etched on each of the windows. Car thieves want to get off cheap. They don't want to go to the expense of replacing all the glass.
- On an incline, leave your car in park or in gear with the wheels turned toward the curb or some other obstruction. This makes it harder for thieves to tow your vehicle.
- If confronted by a carjacker, do not resist. Cars can be replaced; you can't.
Location is another factor that can dictate whether or not insureds are likely to have their vehicle stolen. According to data collected by the U.S. Department of Justice and showcased by the Insurance Information Institute, many of the country's less populated states also boast the lowest vehicle theft statistics. The slideshow above illustrates the states in the U.S. with the fewest motor vehicle thefts based on data from 2018. See also: |
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