A misrepresentation is often a lie of commission or omission. (Photo: Shutterstock)
You see it on most applications, in most policies, and on most claim forms: a statement regarding material misrepresentation and that any material misrepresentation may be considered a fraudulent, if not criminal, act in certain states. However, what exactly is material misrepresentation? As is often the case with insurance, it can become a matter of degree.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
