A hacker (Credit: Shutterstock)

As Yogi Berra, American baseball legend, once said, "You can observe a lot by just watching."

There has been a lot to observe in the world of data privacy and protection recently. Advances in artificial intelligence and mobile computing promise to automate repetitive error-prone claims and underwriting tasks, from sifting through physician notes to scrutinizing heart traces. At the same time, insurers can better access masses of data to develop more granular assessments of risk. Impressive, yes. But also concerning.

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