No. 6: Family members should designate an outside meeting place in case of an emergency. This spot should be a safe distance away from the home. Amid consecutive record-breaking wildfire seasons, from 2015 to 2018, the number of new and renewed homeowners' policies fell by 8,700 in the 10 counties with the most homes in high or very high-risk areas. (Photo: AP)

The California Department of Insurance (DOI) has found that insurance is becoming harder to find for those in high wildfire-risk areas as a result of recent wildfires.

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Victoria Spears

Victoria Prussen Spears is senior vice president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. A graduate of Sarah Lawrence College and Brooklyn Law School, Ms. Spears was an attorney at a leading New York City law firm before joining Meyerowitz Communications. She may be contacted at [email protected].