More than 50% of flood claims occur in the summer
Recent data shows 56% of flood claims are filed between June and August. Farmers Insurance offers a few tips on how to avoid these costly claims.
In January 2018, parts of California, Nevada, Oregon and Washington experienced heavy flooding; since March 2019, the Midwest has suffered major floods, primarily along the Missouri River, causing nearly $3 billion in property damage to-date. While these two flooding events occurred in the early quarter of the year, recent data from Farmers Insurance says more than 50% of flood claims are filed in the summertime between June and August.
Unsurprisingly, the insurer’s data shows that drivers across the country file 60% more hurricane claims between June and August than during any other season, but the data also shows that 56% of flooding claims are also filed in the summer.
“Summer should be a time of relaxation, but Farmers knows from years of experience that the season also brings certain risks from bad weather. The good news is that by following a few practical suggestions, folks can help prevent many mishaps and enjoy their summer with less stress, whether they’re staying home or heading off on vacation,” said Jim Taylor, head of claims customer experience for Farmers Insurance, in a press release.
To safeguard homes and vehicles, Taylor offers a few tips on how homeowners and drivers can steer clear of potential weather-related issues, including:
- Beware of water on roadways: More than one-third of Americans said they were comfortable driving their vehicles through six inches of water — according to FEMA, just six inches of water can reach the bottom of most passenger cars. Driving through flood water is particularly dangerous considering it can cause a vehicle to lose control or stall, and flood water can also hide dangers such as downed power lines.
- When in doubt, re-route: Be mindful of where you are driving, such as if you’re driving near drainage channels, underpasses or similar areas where flash flooding can occur.
- Keep valuables out of harm’s way: Place valuable possessions such as documents, electronics and similar on shelves or tables in case water penetrates your home. Also, consider storing irreplaceable items to a safer location.
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