Under a standard dwelling and landlord insurance policy, ensuing losses caused by acts committed in the course of vandalism and mischief are not covered if the property has been vacant for 60 days. (Photo: Shutterstock) Under a standard dwelling and landlord insurance policy, ensuing losses caused by acts committed in the course of vandalism and mischief are not covered if the property has been vacant for 60 days. (Photo: Shutterstock)

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