Analysis brought to you by FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to learn how to find answers to YOUR coverage questions — click here! Question: I have a glass breakage claim to a residential home with a HO-3 Special Form policy. Based on our expert's report, the damage to the windows was the result of impacts that originated from the interior of the residence. The home is not vacant and is a primary residence. It is unknown as to what impacted the windows, but the damage came from impacts that originated from the interior of the residence. Is this covered?— Virginia subscriber