When the facts of an accident that caused bodily injuries are in dispute, an insurance carrier is not acting in bad faith if it takes time to investigate before paying the claim. (Photo: Shutterstock)
An appellate court in Kentucky has reversed a $4,583,472.39 bad faith judgment against an insurer relating to the insurer's handling of a claim for benefits by a young woman who was injured while riding on a utility task vehicle (UTV).
The case
On Aug. 6, 2011, Haley Belt attended an event at the Shepherdsville, Ky., residence of Melissa and Patrick Kersnick. At the time, the Kersnicks' son Zachary and Belt were minors. The day before the event, the Kersnicks had purchased the UTV, telling the seller it would be used in conjunction with their catering business, K-2 Catering, LLC.
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Steven A. Meyerowitz
Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected].
