A photographer learned too late that his insurance policy didn't cover an incident involving a wedding guest. (Photo: Shutterstock)
A happy couple was enjoying their wedding with their family and friends when disaster struck. The couple hired a wedding photographer to record the wedding and reception. In the course of performing his services at the wedding, the photographer used a drone to take pictures and record video. The drone accidentally hit one of the wedding guests, causing the guest to lose her eye.
A claim was made against the wedding photographer's commercial general liability (CGL) insurance policy. However, the insurance company denied the claim asserting that the claim was excluded under the aircraft exclusion provision in the policy.
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