Original story published in 2014. Diamonds are a girl's best friend, especially on Valentine's Day. Jewelry is one of the top gifts of all time, and heart-shaped gems are the most popular of the jewelry items gifted, as a sign of love and devotion. But that shiny, new diamond heart needs to be protected. |

Theft & mysterious disappearance top causes of jewelry losses

"What a shame it would be to have your heart stolen when it's not by the one you love! Yet the combination of theft and mysterious disappearance are the top causes of jewelry losses," said Rebecca Hudzik-Presson, currently vice president and eastern claim service center manager for Chubb. The majority of jewelry thefts occur when personal jewelry is visible or accessible to be stolen by thieves, coworkers, or even friends. Related: Fine jewelry appreciates in value — and risk Sparkly new engagement rings are another top Valentine's Day gift. With the U.S. jewelry market being upwards of $43 billion, according to De Beers' 2018 Diamond Insight Report, diamond engagement rings are an extremely valuable investment that warrants proper insurance. Although insuring that diamond ring may not be the first thought when thinking about a romantic proposal, it should be a top priority. According to crime statistics, diamond engagement rings and wedding rings are most likely to be stolen. |

Pre-disaster plan

"Jewelry is a reflection of who you are and connects you to special events and people in your life. The most important way to protect your jewelry is to create a pre-disaster plan that includes inventory, theft prevention and damage from water or fire," Hudzik-Presson said. It only takes a matter of seconds for a thief to swipe valuable jewelry, but that beautiful ring or bracelet can also lose stones, or be subject to dents and scrapes. Prevention is key, and in taking the proper security measures, that beautiful Valentine's Day gift can be protected. |

Protection from damage, theft

Protect your jewelry from damage and theft with the 8 showcased in the slideshow above. |

Related: 5 security standards to protect jewelry