Impact of fraudulent claims. The courts ruled that previous misrepresentation did not bar coverage for a future insurance claim. (Photo: Shutterstock)

A federal court in Colorado has ruled that language in a homeowner's insurance policy did not bar coverage of a claim filed by an insured several months after he allegedly had misrepresented a different claim.

|

Was it hail damage?

On October 4, 2016, Nicholas Duff notified his homeowner's insurance company, Allstate Vehicle and Property Insurance Company, that his roof and his external air-conditioner unit had been damaged by hail during a storm that occurred in August 2016.

Allstate assigned a number to the August 2016 claim and scheduled an inspection for October 14, 2016.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected].