Insurance agents and advisors are often terrible at time management. I speak from personal experience — I'm easily distracted. Time is money, yet have you ever met an advisor who hasn't complained about not having enough time or sales support? We need a "10 commandments of time management" to keep us focused. The tips in the photo gallery above, are the strategies that work best for me. Related: 8 ways to stop procrastinating and get more doneBryce Sanders ([email protected]) is president of Perceptive Business Solutions Inc. He provides HNW client acquisition training for the financial services industry. His book, "Captivating the Wealthy Investor" can be found on Amazon.