Hail damage can be more serious than it appears on the surface. (Photo: Shutterstock)

An insurance company demanded appraisal six months after reaching an impasse with its insured over the amount payable for damage to the insured's home — and four months after the insured had filed a bad faith lawsuit against the insurer. A federal district court in Texas recently decided whether the insurer had waived its right to demand appraisal under its insurance policy.

The case

After the home owned by Rainey Rogers in McKinney, Texas, was damaged in a hail storm on March 26, 2017, he made a claim for the damage to his homeowners' insurance carrier, Nationwide Property & Casualty Insurance Company.

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Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected].