Mt. Kilauea has been erupting more vigorously than normal for the past month. It is the most active volcano on the planet, erupting almost continuously since 1983. However, this eruption is larger than most, affecting residential areas, and emitting ash, lava and noxious gasses such as sulfur dioxide.
Coverage questions have presented themselves since volcanoes are such a rare peril. Unlike hurricanes, tornadoes and wildfires, which can be counted on to occur annually with the only variations being number and severity, volcanoes, while appearing in standard policy language, hardly ever appear as an actual threat to physical property.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
