Congress has passed another short-term extension of the National Flood Insurance Program. (Photo: iStock)

On July 31, the U.S. Senate joined the House in passing a four-month extension of the National Flood Insurance Program (NFIP), to Nov. 30, 2018. President Trump quickly signed the measure into law. As a result, a lapse of the NFIP was averted by a matter of hours.

Millions of Americans woke up on July 31 not knowing whether congressional inaction would leave the flood insurance program they rely on hobbled in the height of hurricane season. The passage of a clean extension is positive. That said, waiting until the last minute to act should be a thing of the past. Congress now has four months to work to find a way to provide a long-term re-authorization of the program. That work should begin today.

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