Jewelry claim A policyholder failed to cooperate with her insurer after filing a jewelry claim. (Photo: Shutterstock)

The U.S. Court of Appeals for the Sixth Circuit has ruled that an insurer did not have to pay its insured's claim for theft of close to $400,000 in gold jewelry when the insured failed to meet her obligation to cooperate with the insurer's investigation into the claimed loss.

Missing jewels

About eight months after Ngoc Tran purchased a valuable articles insurance policy from Federal Insurance Company to insure the nearly $400,000 worth of gold jewelry she owned, she reported that the jewelry had been stolen and she sought to collect on the policy.

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Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected].