The most popular form of entertainment for high-net-worth clients is travel, especially after they stop working. No matter where they go, however, travel includes some element of risk. Although most associate that risk with violence, travelers are much more likely to run into exposures of their own making — whether it's an unexpected issue back home or unknowingly exposing personally identifiable information.

Vacation hot spots

If your clients could go anywhere in the world, do you know where they would go? And how they would get there — by plane, tour bus or cruise ship?

According to AirBnB, global hot spots like Paris and Tokyo remain popular destinations, but travelers are increasingly choosing off-the-beaten path destinations as their vacations of choice. Some are traveling with well-established tour companies but others are venturing off on their own or with more local, less-well-known groups.