Crews pump mud on Highway 101 after a mudslide on Saturday, Jan. 13, 2018, in Montecito, Calif., a town usually known for its serenity and luxury. (Photo: AP)
Filing a homeowners insurance claim can often seem like a vocabulary lesson as slightly different terms for what looks like a coverable occurrence can mean the difference between whether or not an event is covered by insurance.
This is especially true when it comes to mudslides and mudflows.
Related: California insurance commissioner reveals losses from Montecito mudslide
Mudflow vs. mudslide
According to the Federal Emergency Management Agency (FEMA), "a mudflow is a river of liquid mud similar in consistency to a milkshake. Mudslides, on the other hand, are more solid and more closely resemble a cake."
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