Kilauea volcano is erupting on Hawaii's Big Island causing, and threatening to cause, damage in many areas. Residents were advised to evacuate on May 3, and they were told to expect to be out of their homes for at least two weeks.

According to recent reports, the number of homes destroyed by lava shooting out of 10 openings in the ground created by has climbed to at least 26, and five other structures have also been destroyed.

Volcanoes are spectacular and are one of the more unusual claims as they tend to occur only in certain states. In addition to Hawaii, the states at risk for volcano damage are Oregon, Alaska, California, Washington and Wyoming, due to their location along certain tectonic plates. There are 500 active volcanoes throughout the world, 500 dormant and many extinct. For a volcano to be considered active, it must have had an eruption within recorded history.

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Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.