Increases in Social Security retirement age, individuals continuing to work at older ages and rising obesity rates are among the numerous factors cited as possible contributors to the growth in the SSDI program. (Photo: Shutterstock)
Many industries across the U.S. have jobs with a increased exposure to risks. For employees working under such conditions, high-risk jobs open the door to injuries, illnesses and the possibility of not being able to return to work.
Fortunately for U.S. workers, there are both federal and state insurance programs they may turn to for assistance. Social Security Disability Insurance (SSDI), a federal program, provides benefits to people who become disabled and can't work, regardless of whether their disability was job-related. Workers' compensation (WC) insurance, which states regulate, provides benefits to workers whose disability is specifically job-related.
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Denny Jacob
Denny Jacob is an associate editor for NU PropertyCasualty360. Contact him at [email protected].
