In the case of tenant and landlord disagreements over a property claim, check the lease to see who is responsible for the cost of the damage. (Photo: Shutterstock)

Subrogating property losses within the context of the landlord and tenant relationship can add layers of complexity outside of the general issues that come with all property claims, such as cause and origin of the loss and actual damages incurred.

Before investing money and time, one issue worth analysis is figuring out exactly who can be pursued. Should the cause and origin of the loss stem from a commercial or residential tenant, the next place to turn to is the language of the lease, should one exist.

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