Insurtech is now moving rapidly into commercial lines, where attention and intent are focused on impactful solutions. InsurTech is now moving rapidly into commercial lines, where attention and intent are focused on impactful solutions.

Jawaharlal Nehru, the first prime minister of India, once famously said: “The policy of being too cautious is the greatest risk of all.”

I am reminded of these words when I think about insurance companies, which tend to be meticulous, cautious, fantastic beasts that act and react in predictable ways. It follows that the technology that has always driven the insurance business at a foundational level generally plods along at a similarly thoughtful pace.

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