There is hardly an insurer out there today who does not have an innovation team looking at new and emerging technologies: Blockchain, the Internet of Things (IoT) and machine learning top the list.

Many insurers have dedicated teams for each of these areas. And yet, some are becoming disillusioned. They're beginning to wonder whether there's too much hype surrounding emerging technologies. They're growing skeptical about technology's actual impact.

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Business-building tools

When you consider a toolbox, you may see several interesting options. But some tools will be impractical for the task at hand.

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