At first glance, this year's environmental insurance market looks a lot like last year's in many respects.

The loss of a major player continues to provide opportunities but also poses challenges in filling the gap; the increase in construction starts is growing demand for Contractors Pollution Liability (CPL); and weather-related claims, particularly mold, increase insurer exposures.

However, the entrance of new players into this market has added an even more competitive element to what is already a line facing some unique challenges.

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