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Deadly and destructive wildfires have destroyed or damaged thousands of homes and businesses across the globe, and have caused billions of dollars in insured losses in recent years.

The aftermath of wildfires: Insurance coverage questions answered

In order for insureds to have coverage for the mudslides, landslides and mudflows, the insureds may look to a flood policy if they have one.

By Christine G. Barlow, CPCU | Updated on January 23, 2018
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Remains of home destroyed by wildfire. Remains of a home destroyed by wildfires seen Wednesday, Oct. 18, 2017, in Glen Ellen, Calif. California fire officials have reported significant progress on containing wildfires that have ravaged parts of Northern California. The fires that swept through parts of seven counties starting Oct. 8 were the deadliest and most destructive series of blazes in California history. (AP Photo/Ben Margot)

California and other Western states suffered historically severe wildfires following years of significant drought.

Estimates of damage for California alone were $9.4 billion as of early December 2017, and that figure is destined to rise as all damages are finally assessed and claims are completed.

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